BANK STATEMENT HOME LOANS

Buy Or Refinance Your Home. No Tax Returns Required! LTV Up To 85% For Cash Out Or 90% For Home Purchases.

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Email

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Mail Code or Reference ID (if you received mail from us)

Loan Purpose*

Amount to Cash-Out*

Current Interest Rate*

Do you have a 2nd mortgage? If yes, how much do you owe? (Enter 0 if none)*

Where are you in the home buying process?*

Would you like to get pre-qualified? (Confirm your borrowing power, strengthen your offer, and speed up closing)*

In what city will the property be located?*

City State / Province / Region

Is this your first time buying a home?*

Do you need to sell your current home?*

Will you have a co-borrower?*

Co-borrower Name*

What is your combined annual household income? (It’s OK to estimate)*

When were you born? (Month, Day, Year)*

Have you had a bankruptcy or foreclosure in the last 7 years?*

How long ago was the bankruptcy / Foreclosure?*

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Need A Bank Statement Loan?

Are you looking to purchase a new home or refinance your current one, but facing challenges proving your income?

Prime Choice Funding offers a bank statement loan, ideal for self-employed individuals unable to prove their income for home purchase or refinancing. Our program uses bank statements as proof of income, bypassing the need for conventional loan qualifications. We also provide a No Income Verification loan option. Let us help you find the right solution for your home financing needs.

1-800-264-8308 Apply Now

Bank statement loans are popular with the following types of borrowers:

Business owners
Freelance employees
Consultants
Contract workers
Independent contractors

Sole proprietors
Gig economy workers
Realtors
Entrepreneurs
Retirees

HOW IT WORKS

Contact or Get Started Online

Our team of licensed loan officers is prepared to assist you with any inquiries you may have. Applying over the phone can be completed in as little as 10 minutes.

Secure Your Approval

Once you submit your loan application, our team will thoroughly review it, conduct a property appraisal, and complete the underwriting process to ensure your approval.

Secure Your Funds

Once all requirements have been met and we receive clearance to proceed, we will prepare the necessary loan documents. You will then sign the loan documents, and upon completion, your loan will be funded.

Why Prime Choice?

At Prime Choice Funding, our focus is on meeting the unique requirements and preferences of our customers when it comes to finding the perfect loan option. With a team of highly experienced Loan Officers and dedicated Operations professionals, we are committed to assisting homeowners in realizing their financing goals. Our mission is to deliver exceptional service and empower homeowners to achieve their financial aspirations. As specialists in serving self-employed home buyers and borrowers, we take pride in offering tailored solutions. If you face challenges providing income proof or have an abundance of tax deductions like many other business owners, we are here to provide the assistance you need.

1-800-264-8308 Apply Now

Testimonials

What Our Clients Are Saying

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Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.

Thank you so much for helping me and my fiancé refinance my home to get a better rate and working with my loan. Thanks to Frank Ortiz for all your help and guidance. And special thanks to David Arnold for your patience and professionalism.

Marisol F

Scott and Angelina were helpful and kept us informed throughout the entire process. Thank you!

Cody S

Markus and Adrianna were fantastic to work with. The process was smooth, hassle free and transparent. I absolutely recommend

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

Let’s get started, shall we?

Reach out to us today and discover the immediate support we offer. Our team of licensed loan officers is standing by, fully prepared to assist you with your unique financing needs. There’s no need to prolong the wait any longer. Take action now and secure the financing you require for your goals!

1-800-264-8308 Apply Now

* By submitting the form above, you grant Prime Choice permission to contact you via phone, email, text, and other means. If you have any questions or concerns, please call 877-787-7463 or send an email to info@primechoicefunding.com. Privacy Policy | Terms of Use | SMS Terms | Licensing | Prime Choice Funding, Inc. | 17852 E 17th St, Suite 107, Tustin, CA 92780 | NMLS ID: 117375, NMLS Consumer Access | Equal Housing Lender | Arizona Mortgage Banker License #940991 | Texas State Compliance.

This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title and appraisal on your home. Minimum and maximum loan amounts do apply. The final decision is subject to the lender’s approval and may be based on additional information or documentation that is required during the underwriting process. Not all applicants will qualify. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.